Life Risk Management
‘One of the first steps to financial security is the implementation of a life risk plan’
A life risk plan will consciously address the financial impact of death or incapacity on you, your family or your business. Our advice will identify clear and practical solutions to these financial risks.
We recognise that failing to accumulate enough wealth can challenge your ability to achieve your major lifestyle goals and objectives. Our advisors at Life Risk Management will assist you with setting realistic expectations and implementing a strategy that will comfortably get you there.
Personal Risk Planning
Specialist risk advice and solutions involve some or all of the following insurance products:
Total and Permanent Disability (TPD)
Business Succession Planning
Well structured business insurance helps keep your business functioning and protects the value of your business’ assets in the case of unplanned events. Your advisor will address your business:
At Life Risk Management we will work with you to identify your goals, understand your circumstance and develop a financial strategy to meet your objectives.
At this obligation free meeting, we gain an understanding of your goals and motivations and discuss various strategies based on your personal situation. If you decide to proceed with a one-off financial strategy or a comprehensive strategic plan we move to the plan presentation.
At this second meeting we present to you the financial plan, explain the strategies and discuss products we have recommended.
Upon final acceptance of our advice, LRM will facilitate the implementation of the recommended products and liaise with any third parties on your behalf.
Essential to this partnership is an annual review of your financial plan. We revisit your goals and adjust the strategy where necessary.
Life Risk Management
p: 1300 402 833
f: 1300 134 921
Suite 20, Bowling Green Lane Avalon NSW 2107
First Floor, 4 Lawson St.
Byron Bay NSW 2481
Life Risk Management Pty Ltd Authorised Representatives of Apogee Financial Planning ABN 28 056 426 932. Apogee Financial Planning Limited is an Australian Financial Services Licensee and has its registered office at 105 – 153 Miller Street North Sydney NSW 2060. A member if the National Group of Companies.